Questions about payment processing? Start here.
Ask about pricing programs, statement reviews, equipment, onboarding, or Payroc-powered payment tools. Lubao helps you identify the next step that fits your business.
Lubao LLC provides merchant-services guidance through Payroc-powered payment options. Final pricing, approval, equipment availability, underwriting, and account terms are subject to applicable provider requirements.
Statement review
Request a statement review. We’ll help make sense of the fees.
A recent processing statement gives us the clearest picture of your current costs, effective rate, transaction fees, monthly volume, and whether a better pricing path makes sense. Submit the request below, then email your statement directly to Lubao so we can complete the review.
Request a statement review
Submit your basic business and contact information below. After submitting the request, email your most recent merchant processing statement to Lubao so we can review your current fees, estimate your effective rate, and compare available Payroc-supported pricing paths.
Document note: processing statements may contain sensitive business, pricing, deposit, and account information. Please do not send full card numbers, passwords, online banking credentials, or unrelated personal information. Statement review is for sales guidance and does not guarantee approval, savings, pricing, funding, or program availability.
Choose your next step
Not every question needs a sales call.
The site is built to answer as much as possible before you contact us. Start with the path that matches what you are trying to figure out.
Estimate savings
Compare Square, Stripe, Interchange+, RewardPay Choice, and Consumer Choice using real-world inputs.
Review programs
Choose whether you want to absorb fees, share fees, or reduce most processing costs through dual pricing.
Build your setup
Answer a few questions to identify the pricing path, tools, and equipment that may fit your business.
Explore products
Review Payroc-powered payment tools for invoices, links, recurring billing, donations, POS, and more.
Compare equipment
Find terminals, mobile tools, POS systems, and service-business devices that fit your workflow.
Ready to move forward?
Start the merchant application, or review the pricing programs first if you still want to compare your options.
Final pricing, approval, equipment availability, funding timelines, and account terms are subject to applicable provider requirements.